Published on Wednesday, 30 November -0001 00:00
One step closer to homeownership
You have the opportunity to free yourself from some of the complications and stress of buying a home by participating in a Home Stretch Workshop offered by Central Minnesota Housing Partnership. Home Stretch is a first-time homebuyer workshop that will be offered in St. Cloud as an evening workshop on Oct. 3 and 4, at the AmericInn from 5 to 9 p.m., and also as a one-day workshop Thursday, Oct. 25, at the downtown Liberty Bank from 8 a.m. to 5 p.m. Registration is required, and participants will receive a completion certificate at the end of the workshop.
"Buying a home is definitely a considerable investment. Whether you are new to the home buying process or have not bought a home in quite some time, our Home Stretch workshops will provide the much needed information everyone should know before beginning the process," said Kelly Doss, Program Coordinator at Central Minnesota Housing Partnership. "We want participants to be successful and educated buyers, so we have local housing professionals as instructors to answer questions and provide the most current information about the home buying process."
In one day, you will learn about qualifying for a mortgage, financing a home, budget and credit issues, real estate, the closing process, basic home maintenance, and affordable mortgage products that may be available to first-time homebuyers. Some affordable mortgage products, government loans, and down payment and closing cost assistance programs may require a buyer to receive a Home Stretch certificate.
Pre-purchase counseling is also available by appointment and is strongly recommended prior to taking Home Stretch. This is a free service to anyone who wants to speak with a certified homeownership counselor about their financial situation prior to buying a home.
Central Minnesota Housing Partnership, a non-profit organization providing affordable housing services to the central region of Minnesota, coordinates the Home Stretch workshop. There is a $30 fee per household to participate in Home Stretch and registration is required. To register for the St. Cloud Home Stretch workshop, please download an application at www.cmhp.net, or call Kelly Doss, Program Coordinator of Home Stretch, at (320) 259-0393.