Published on Wednesday, 30 November -0001 00:00
With summer just a few weeks away, State Bank of Kimball wants you to be prepared, before you leave home, with the information you need to keep your money safe.
If you're travelling overseas and hold a State Bank of Kimball debit card, be sure and ask us for a substitute travel card which we will provide free of charge.
Call or stop by your community bank to find out what ATM or debit card fees you may be subject to on your trip (note: our website, www.statebankofkimball.com, has info, on the "ATM locator", tab on where to find a surcharge-free ATM across the country).
Carry a back-up card that you keep in a separate place. Families of couples may get even greater back-up coverage if each person takes a different card.
Make copies of all the cards you'll be carrying. Be sure to copy the front and back of the card. Take a copy with you and give a copy to someone you trust back home. Be sure to also include the security code for the card and the customer-service phone number.
Bring a list of emergency phone numbers, but remember, 800 numbers can only be used in the United States and Canada.
Check your balance before you leave. Know the limits on how much you can withdraw. Save all your receipts.
Let your credit card company know when and where you will be travelling so that you will avoid any potential for fraud alerts when out-of-the-ordinary transactions are posted.
Now is a great time to apply for a State Bank of Kimball Visa Credit Card Ð with rates as low as 9.99 percent and no annual fee, this is one of the most competitive cards on the market.