Tricounty News

Local crime blotters Aug. 8, 2013

Fatal accident with semi

Wednesday, July 31, at 3 p.m. the Meeker County Sheriff’s Office received a call of a vehicle accident located near State Highway 4 and 380th Street, Union Grove Township. Meeker County Deputies, Minnesota State Patrol, Paynesville Ambulance, and Paynesville Fire and Rescue were dispatched to the scene.

Frederic Brown, 76, of rural Darwin was driving a 2012 Chevy Equinox northbound on State Highway 4 when he crossed over the centerline and struck a 1991 Freightliner semi driven by Ricky Lahr, 28, of Paynesville. The semi was owned by Paynesville Farmers Union Coop.

Frederic Brown was pronounced dead at the scene. Ricky Lahr was taken by the Paynesville Ambulance to the Paynesville Hospital for treatment of non-life threatening injuries.

The crash is under investigation by the Minnesota State Patrol. Also assisting at the crash scene were the Midwest Medical Examiner’s Office and the Paynesville Police Department.

Wright County Sheriff’s Office

July 29, Nicholas Jordan Lee Monssen, 19 of Rockford, was arrested in Stearns County on a Wright County warrant for underage consumption.

July 29, Gordon Mark Chamberlain, 55 of Cokato, was charged with gross misdemeanor DWI.

Aug. 1, Charles Allen Fisher, 45 of Cokato, was arrested in Cokato on the charges of domestic assault, domestic assault by strangulation and third-degree criminal sexual conduct.

Aug. 2, Joseph Daniel Zeidler, 24 of Annandale, was arrested in Annandale on the charges of third-degree controlled substance violation and fifth-degree controlled substance violation.

Aug. 3, Shawn William Lampi, 27 of Annandale, was arrested in Rockford on the charges of obstructing legal process with force and domestic assault.

Aug. 4, Tyler James Fisher, 19 of South Haven, was arrested in Annandale on a Benton County warrant for fifth-degree controlled substance violation.

There were 15 property-damage accidents, 14 personal-injury accidents, 2 hit-and-run accidents, and 5 car-deer accidents.

There were 3 arrests for DWI,
1 underage-consumption arrest, and 47 tickets for miscellaneous traffic violations reported this week.

Meeker County Sheriff’s Office

Sunday, Aug. 4, 2013

12:13 a.m. the Sheriff’s Office observed a disturbance in the alleyway behind Bud’s Bar, Central Avenue North, City of Watkins. The deputy issued a warning for an ordinance violation to two individuals.

2:18 a.m. the Sheriff’s Office responded to a report of a possible disturbance at a residence in the Watkins Trailer Court, City of Watkins. The deputy made contact with the homeowner and found all to be okay. Also assisting was the Eden Valley Police Department.

2:31 a.m. the Sheriff’s Office issued a citation for loud music at a residence in the Watkins Trailer Park, City of Watkins.

3:11 a.m. the Sheriff’s Office responded to a report of a driving complaint at a residence in the Watkins Trailer Court, City of Watkins. The deputy, with the assistance of the Eden Valley Police Department, located the driver and after investigation arrested Cole James Espelund, age 25, of Watkins, on charges of fourth-degree Driving While Intoxicated.

1:19 p.m. the Sheriff’s Office dispatched Watkins Ambulance, per the request of the Stearns County Sheriff’s Office, for a medical at a residence on 120th Street, Maine Prairie Township. One individual was transported to St. Cloud Hospital.

3:37 p.m. the Sheriff’s Office responded to assist the Stearns County Sheriff’s Office with transporting an in custody individual from a residence on State Street North, City of Eden Valley, to the Meeker County Jail.

5:58 p.m. the Sheriff’s Office responded to assist an individual at a residence on 312th Street, Kingston Township. The deputies made contact with the individuals who were advised of their options.

7:14 p.m. the Sheriff’s Office responded to a report of harassment in the area of 2nd Street and Meeker Avenue, City of Watkins. The deputy made contact with the individual who was advised of their options.

9:51 p.m. the Sheriff’s Office dispatched Watkins Ambulance, per the request of the Stearns County Sheriff’s Office, for a medical at a residence on Calumet Road, Fairhaven Township. One individual was treated at the scene.

10:12 p.m. the Sheriff’s Office took a report of suspicious activity at a residence on CSAH 27, City of Kingston.

Saturday, August 3

2:54 a.m. the Sheriff’s Office responded to a report of a suspicious person at a residence on CSAH 2,
Forest City Township. The deputy located the individual and after investigation, arrested Chad Judson Elliott, age 28,of Watkins, for third-degree DWI, open bottle, and small amount of marijuana. Also assisting
was the Litchfield Police Department.

3:12 a.m. the Sheriff’s Office responded to an alarm at the Millner Heritage Winery, MN Hwy. 15, Kingston Township. The deputy checked the building and property and found all to be okay.

8:02 a.m. the Sheriff’s Office responded to and dispatched Watkins Ambulance for a medical at a residence on 380th Street, Forest Prairie Township. One individual was transported to Meeker Memorial Hospital.

10:57 a.m. the Sheriff’s Office dispatched Watkins Ambulance for a medical at the Hilltop Care Center, Watkins. One individual was transported to St. Cloud Hospital.

2:23 p.m. the Sheriff’s Office responded to a report of a missing child at the Meeker County Fairgrounds. After a short search by the Sheriff’s Reserve Deputies and the Sheriff’s Posse the child was located.

3:29 p.m. the Sheriff’s Office responded to and dispatched Watkins Ambulance for a medical at an address on 365th Street, North Kingston. One individual was transported to the St. Cloud Hospital.

7:07 p.m. the Sheriff’s Office took a report of a two-vehicle property damage accident at a residence on Western Ave. So., City of Watkins.

9:46 p.m. the Sheriff’s Office responded to a report of a possible disturbance at a residence on Central Avenue South, City of Watkins. The deputy checked the area and found all to be okay.

10:32 p.m. the Sheriff’s Office conducted a traffic stop at the intersection of 1st Street and Meeker Avenue, City of Watkins. The deputies after investigation arrested Cole James Espelund, age 25 of Watkins, on pending charges of fourth-degree Driving While Intoxicated.

Friday, August 2

11:46 a.m. the Sheriff’s Office assisted the CEE-VI Drug Task Force with a search warrant at an address on 312th Street, Kingston Township.

11:46 a.m. the Sheriff’s Office dispatched Gold Cross Ambulance to stand by at an address on 312th Street, Kingston Township.

Thursday, August 1

7:38 p.m. the Sheriff’s Office responded to an assist at a residence on 312th Street, Kingston Township. The individuals were advised of their options.

Wednesday July 31

8:38 a.m. the Sheriff’s Office dispatched Eden Valley Rescue and Watkins Ambulance to a medical at a residence on Evergreen Court, Eden Valley. One individual was transported to Paynesville Hospital.

9:18 p.m. the Sheriff’s Office responded to and dispatched Litchfield Rescue and Gold Cross Ambulance to a medical at a residence on County State Aid Highway 2, Forest City. There was no transport.

Tuesday, July 30

11:03 a.m. the Sheriff’s Office took a report of harassment from a residence on 312th Street, Kingston Township.

1:03 p.m. the Sheriff’s Office assisted the city of Kingston at the Kingston Community Center on 722nd Avenue, Kingston.

2:10 p.m. the Sheriff’s Office issued a warning for a parking violation on Glenshire Road and Glen Road North, Watkins.

8:51 p.m. the Sheriff’s Office responded to a report of an off-road vehicle complaint at 280th Street and 738th Avenue, Kingston Township. The vehicles were gone upon the deputies arrival.

Monday, July 29

1:13 p.m. the Sheriff’s Office responded to an alarm at the Millner Heritage Winery, MN Highway 15, Kingston Township.  Upon arrival of the deputies a door was found open but everything was okay.  The door was secured and the owner advised of the findings.

4:19 p.m. a Meeker County deputy came across a stalled vehicle near the intersection of 4th Street and Central Avenue, Watkins.  The vehicle was not blocking the roadway and the driver had help on the way.

8:36 p.m. the Sheriff’s Office responded to a report of fireworks at the Watkins Softball Fields on 1st Street, Watkins. The deputy spoke with individuals and warned them of the complaint.

8:38 p.m. the Sheriff’s Office responded to a single vehicle property damage accident on MN Highway 15, North Kingston Township. The deputy assisted with traffic control and the MN State Patrol will be writing the report.

Watkins Community Fire Dept. 100th anniv.

In honor of the 100th anniversary of the Watkins Community Fire Department, the Grand Marshals of
Kraut ’N Wurst 2013 were all members, past and present, of the department. Here they are in the line-up for w-Watkins Firementhe parade Saturday morning, Aug. 3. Congratulations to all, and thank you all for your many years of service!

 

Hail and storm damage claims: DOC offers assistance and info

SAINT PAUL, MN – Many areas of Minnesota were hit last night with hail leaving damaged homes and vehicles. The Department of Commerce reminds consumers to review their auto and homeowners policy, contact their insurance agent and document property damage.

“Cracked windshields and dinged roof shingles can cause major headaches,” said Commerce Commissioner Mike Rothman. “I urge Minnesotans to work with their insurance agent and visit the Department of Commerce’s Disaster Information Center. In the event that consumers are unable to resolve their claim with their insurance company call the Department of Commerce’s Consumer Response Team – we are here to help.”

 

Storm Damage to Vehicles

Hail can damage the exterior and glass. Coverage for these types of losses is provided by your policy under the "Comprehensive" portion of the auto policy. Some policies call this coverage "Other than Collision".

 

How to File and Settle a Claim

  1. Call your agent or the claims processing center listed on your "Minnesota Insurance Identification Card."
  2. Document the damage with photos.
  3. Obtain estimates from repair facilities. Your insurance company may want more than one estimate including one from their preferred facility or claims center

Learn more about how to file and settle your auto claim here.

 

Repairing Your Vehicle

  • If the repair estimates are less than the value of the auto, the insurer will likely proceed to pay for the repairs. Generally repair of the auto is made by using parts of the same year and manufacturer as the damaged auto (used parts). You cannot be required to accept "after-market parts".
  • You may choose your own repair facility. However, if that facility is not the low estimate, you may be responsible for paying the difference.
  • If the windshield and windows are damaged, original equipment glass is not required to affect replacement.
  • Hail damage can be repaired using the dent-less paint repair procedure. If the procedure does not repair the damage, replacement of the damaged parts would be required.
  • Can I ask for cash in lieu of repair? Yes, if you don't have a lien holder. However, the insurance company may subtract the profit/overhead that is in the bid of the repair facility. (You can't profit from a claim).

 

Determining the Market Value of a Totaled Vehicle

If the estimate of repair is close to the market value of your auto, the insurance company will begin to consider declaring it a total loss.

Minnesota law requires insurance companies to pay "the cost of a comparable auto, adjusted for mileage, condition and options in the local market place of the insured" (with all applicable taxes and license fees). Usually this is determined by checking internet sources such as CarSoup.comcars.com,AutoTrader.com and the local newspaper. An insurance company can obtain a market survey of recent sales of comparable autos from a vendor.

If you disagree with your insurance company over the market value of your totaled vehicle, check with them about whether you can request the "appraisal process." Both you and the insurance company hire appraisers. If the two appraisers can't agree, they jointly hire an umpire to make the decision. You pay for your own appraiser and one-half of the umpire fee.

 

The Claims Process for Hail Damage – Homeowner’s Insurance - Are you Covered?

If you have suffered a loss, here are questions you should ask and things you should know before you file a claim.

Am I Covered?

Homeowners policies do not always have the same coverages. It is very important to read your policy to determine what is covered, and the level of coverage that exists. If you cannot locate your policy, contact your insurance agent or company immediately. Your agent or company will usually be able to address your questions quickly and accurately. Many companies have Disaster Claim Teams that have been sent to the area.

The standard homeowners insurance coverage will cover most of your loss that would occur in windstorm or hail.  However, most policies have deductibles that will apply. Coverage will usually cover the replacement cost for the damaged portion of your home, including any upgrades that are required by local codes when damage is repaired. Most contracts cover the expense of debris removal from you home. This coverage is usually provided in addition to the policy limit restriction that applies to the repair of the damage to your home or garage.

Even if fully insured for all perils, some losses will not be covered:

  • Cost of tree and debris removal when structures unharmed
  • Undamaged property, siding or shingles
  • Damage to property not involving structures

 

What Can I Expect?

The claims settlement statutes dictate that companies must handle claims in a responsive manner. However, some of the time frames that are established in the law allow a company up to 60 days to respond to some issues. Most companies will be much more responsive than that. You can expect responses to most of your concerns or problems within a day or two. Though it is not required, some companies have set up programs that allow their on-site adjusters to issue checks in advance to cover some of the additional living expenses and replacement of some essential person property. Once you have made contact with your company adjuster, ask him/her about the availability of such programs.

 

 

We Can Help

If you have a problem with your insurance company, call our Consumer Response Team (CRT). You can reach a CRT representative between the hours of 8:00am and 5:00pm, Monday through Friday.

Phone: (651) 539-1600 or (800) 657-3602 (Greater Minnesota)
Email:  This email address is being protected from spambots. You need JavaScript enabled to view it.
Address: Minnesota Department of Commerce, Consumer Protection and Education Division
85 7th Place East, St. Paul, MN 55101

If you are unable to resolve a problem or complaint with your insurance company, the CRT may be able to help. The Minnesota Department of Commerce investigates written complaints against licensees. Investigations seek to determine if there has been a violation of current Minnesota statutes or rules. If a violation has occurred, administrative sanctions (license revocation, fines, etc.) may be taken. The Department attempts to secure the payment of claims or obtain refunds for consumers who have been victimized by licensee misconduct. When filing a complaint:

  • Write, in your own words, the details of the dispute
  • Include as many details as possible such as dates, what was said, policy and claim numbers, etc.
  • Provide copies of relevant documents
  • Include your phone number and return address

Local crime blotters Aug. 1, 2013

Boat accident at Lake Koronis July 23

Tuesday, July 23, at 10:16 a.m. the Stearns County Sheriff’s Office, Paynesville Police Department and Paynesville Ambulance Service were dispatched to a watercraft crash with injuries on Lake Koronis in Paynesville Township. A 1966 Arkan Runabout, being operated by Donald Manion, age 66 of Coon Rapids, was pulling a water skier west on Lake Koronis. During operation, the Arkan collided with a kayak that had two juvenile males on board. One of the juveniles, a 5-year old boy from Edina, received non-life threatening injuries and was taken to the Paynesville Area Hospital by ambulance. This case is still under investigation by the Stearns County Sheriff’s Office.

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National Night Out Aug. 6

National Night Out, Aug. 6, will be celebrated in Kimball at the Kimball Area Fire Hall, and in Watkins at the Watkins Fire Hall.

Kimball

Kimball’s National Night Out is planned for 6-8 p.m. Tuesday,
Aug. 6, at the Kimball Area Fire Hall.

Celebrate this National Night Out and open house with the Kimball Area Fire and Rescue Department and the Kimball Police Department.

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