First-time homebuyer education
If you are looking to purchase your first home, now is the time to participate in Home Stretch! Home Stretch is a first-time homebuyer workshop that takes participants through the entire home buying process. In one day, you will learn about credit, qualifying for a mortgage, shopping for a home, the closing process, basic home maintenance, and affordable mortgage products that may be available to first-time homebuyers. Some affordable mortgage products, government loans, and down payment and closing cost assistance programs may require a buyer to receive a Home Stretch certificate.
Homebuyer education is also offered as an online course. Framework is a new online tool to prepare you for successful homeownership. Framework will provide you with the facts you need to become a knowledgeable buyer. Many lenders have approved Framework to meet homebuyer education requirements. The registration link can be found at www.cmhp.net.
Central Minnesota Housing Partnership, a non-profit organization providing affordable housing services to the central region of Minnesota, coordinates the Home Stretch workshop. The next workshop will be offered in St. Cloud on Saturday, Aug. 24, from 8 a.m. until 5 p.m. at the Liberty Savings Bank in St. Cloud. Registration is required, and participants will receive a completion certificate at the end of the workshop. To register for the online Framework course or the Home Stretch workshop, please contact Trista at (320) 258-0681, and visit our website www.cmhp.net, for more information.
Pre-purchase counseling is also available by appointment and is strongly recommended prior to taking Home Stretch. This is a free service to anyone who wants to speak with a certified homeownership counselor about their financial situation prior to buying a home.
Millner Heritage Winery near Kimball celebrated their anniversary and Heritage Fest July 20-21. They served mexican food and had music and dancers representing a number of cultures. They gave tours of the winery and the vineyard, too. Harvest season is just around the corner for the different varieties of grapes grown there. Staff photo by Anton Matua.
Saturday, July 27, Minnesota Pioneer Park in Annandale will sponsor an area artisan expo from 10:30 a.m. to 3:30 p.m. Artisans will demonstrate, display and sell their work in many of the museum’s historic buildings. Come and experience a wide variety of art including painting, blacksmithing, wood carving and chipping, pottery,
photography, spinning, quilting, weaving and more. Musicians will perform in the Finnish Church. Summer-time food favorites also will be available including our famous root-beer floats.
Admission is $5 for adults, $3 for students, & under age 5 Free.
Minnesota Pioneer Park is located just east of Annandale on Highway 55. (320) 274-8489 or www.pioneerpark.org.
Advantage Chiropractic of St. Cloud announces that the practice has moved to a new location. They officially began offering services in their new location July 8. They will have their grand opening celebration from 5-7 p.m. Tuesday, July 23. They will be providing food, refreshments, entertainment, door prizes, and stuff for the kids.
Dr. Roerick D.C. purchased his practice from Dr. Tom Schueller 17 years ago. He was previously located at 52 33rd Ave south until the recent purchase of his current location, 32 32nd Ave South St. Cloud.
Dr. Roerick and his wife Donna reside just outside of Kimball, with their two children, Austin and Amanda. Both children have been adjusted since they were babies and this is the big reason why Dr. Roerick loves to treat and educate kids of all ages. Dr. Roerick and his wife Donna are active in both the Kimball and St. Cloud communities. It is their commitment to enhance the health and wellness of each community.
Please contact Advantage Chiropractic at (320) 251-1080, or visit them online at www.advantagechiro.net.
Last summer, Eden Valley held its first “Music in the Valley” concert. Hairball performed on a beautiful summer evening on the Eden Valley Elementary school fields. The event was a fundraiser for the brand-new, independent Eden Valley Area Library.
As a first-time effort, no one knew quite what to expect. It was well attended, everyone enjoyed it, and money was raised for the library.
This year’s concert is being billed as “Mid-Summer Blast.” The nationally known band Warrant, an ’80s hard-rock band, will blast the valley.