Developing Future Builders is an educational project developed in 2004 by the Central Minnesota Builders Association (CMBA). Through involvement with schools and educators, CMBA hopes to promote the benefits of working in the building industry as a career destination and understanding about the wide variety of jobs associated with building and selling a home, skill levels required, wages and benefits offered and career paths available.
View of main street Eden Valley Sunday afternoon. Sidewalks are being installed, and the road surface is now paved. This year’s portion of the project should be completed verysoon. See story on page 18. Staff photo by Jean Doran Matua.
Come join Catholic United Financial’s most experienced educator, John Tetzloff, to learn how Estate Planning works and why it is important for everyone. Local Catholic United Representative Dave Stang will join Tetzloff at two free educational seminars scheduled for 6:30 p.m. Monday, Dec. 2, at St. Frances de Sales Parish Center in Belgrade; and at 6:30 p.m. Thursday, Dec. 5, at the St. Anthony Parish Center Dining Hall in Watkins. Refreshments will be provided along with education about passing your assets to your intended heirs. Learn a little about Estate Planning in the following column, by John Tetzloff, and join us for free Dec. 2, or Dec. 5, to have all your questions answered.
What are your holiday shopping plans this year? American retail holiday spending totaled about $580 billion in 2012, according to the National Retail Foundation, up 3 percent from the previous year. This is clearly a time of year when people dig deep into their pockets to pay for holiday gifts and celebrations, but that doesn’t have to put a dent in your budget. The Minnesota Society of CPAs (MNCPA) offers advice on how to make smart spending plans.
Stores filled with glittering gift possibilities make it easy to give in to temptation and spend more than you intend. That’s why it’s important to set a budget before you hit the mall so that you have some spending guidelines. Determine how much you can realistically spend overall, and set a maximum amount for each person on your list. Then comparison shop in advance, online or in advertisements, to see which stores have the best prices on the items you seek.
Keep an eye out for coupons, including ones from online sites. Make notes on what you’ve spent as you go along to help you stay on budget. If you find you’ve spent too much, reassess your plans and decide how you can cut back on some gifts. By following these steps, you’ll have more control over your budget and no unpleasant surprises when you open your bills in January.
Author Trisha Field will be at Wally’s Café in Watkins 11 a.m.-1 p.m. and 5-7 p.m. Friday, Nov. 15, for a book signing. She will present The Man I Was, second book in the Goodwill Mystery Series.
Coupons for 10 percent off a meal with every book purchase.